Validating hospital bills

State laws set the interest and fee rules collection agents can tack onto a debt.

Following is a sample debt validation letter that you can use to request the creditor/collection agency verify that the debt is actually yours and you are legally bound to pay that debt.A collection agent may resume these activities when it mails a copy of the verification to the consumer.The 30-day period during which a consumer has a right to request a verification is not a grace period.The least likely accounts to be validat­ed are med­ical, tele­com­munica­tions, and utility debts.Here is a template of a debt validation letter to help you get started: Edit our sample debt validation letter to fit your needs.

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